At StradaCarte we value your patronage. We understand how important your personal information is, and we do our best to protect it. This Privacy Statement is intended to help you understand how we use and protect your Personal Information (as defined below). Our Privacy Statement is our commitment to you that we will handle your personal information with care and in accordance with the law.
The purpose of this Privacy Statement is to inform you about the types of Personal Information StradaCarte collects, uses, and discloses. It explains how we use and disclose that information, the choices you have regarding such use and disclosure, and how you may correct that information.
We are proud to demonstrate our commitment to your privacy by complying with the laws and regulations under applicable privacy laws.
As we are a national organization, this Privacy Statement is designed to meet the standards prescribed by the Personal Information Protection and Electronic Documents Act and the regulations thereunder (“PIPEDA”) as well as applicable provincial privacy legislation and regulations.
We will treat Personal Information in a manner consistent with the Privacy Statement under which it was collected and our privacy practices, unless we have your consent to treat it differently. This Privacy Statement applies to any information we collect or receive about you, from any source.
The following topics are covered in this Privacy Statement:
To which companies does this Privacy Statement apply?
What is Personal Information?
How do we collect your Personal Information?
Where do we store your Personal Information?
How do we use your Personal Information?
To whom do we provide your Personal Information?
When and how do we obtain your consent?
How do we ensure the privacy of your Personal Information when dealing with our affiliates and other third parties?
How long will we utilize, disclose or retain your Personal Information?
How can you review your Personal Information that we have collected, utilized or disclosed?
How do you know that the Personal Information we have on you is accurate?
What if the Personal Information we have on you is inaccurate?
How fast will we respond to your written requests?
Are there any costs to you for requesting information about your Personal Information or our privacy practices?
How do we know that it is really you requesting your Personal Information?
What safeguards have we implemented to protect your Personal Information?
How do you contact us regarding access to your Personal Information or our privacy practices?
1. To which companies does this Privacy Statement apply?
This Privacy Statement applies to the collection, use and disclosure of Personal Information by StradaCarte.
2. What is Personal Information?
“Personal Information” is any information that is identifiable with you, as an individual. This information may include, but is not limited to, your name, date of birth, nationality, gender, utility bills, photographs, address, telephone number, email address, government issued identity documents, financial information (for example, bank account information, credit card information or tax identification numbers), transaction information (for example, information about transactions you make on our Services), employment information (for example, office location, job title or description of role) and institutional information (for example, tax ID, proof of legal formation, personal identification information for all material beneficial owners). Personal Information, however, does not include certain business contact information used for the purpose of communicating or facilitating communication with you, as an individual, in relation to your employment, business or profession.
3. How do we collect your Personal Information?
We will always collect your Personal Information by fair and lawful means (for example, when you register with us, fill out a form, change settings, enter an order or request a transfer). We may collect Personal Information from you directly and/or from third parties, where we have obtained your consent to do so or as otherwise required or permitted by law.
4. Where do we store your Personal Information?
We will keep the Personal Information that we collect stored safely in secure data storage systems. Our teams work tirelessly to protect your information, and to ensure the security and integrity of such systems.
5. How do we use your Personal Information?
Our primary purpose in collecting Personal Information is to provide you with a secure, efficient, and customized experience. We generally use your Personal Information for the following purposes (the “Purposes”):
to properly identify you;
to manage your account with StradaCarte;
to determine your eligibility for our products and services and the products and services of companies with which we are affiliated, and determine their price;
to enforce the terms of the Terms and Conditions of Use and other agreements;
to process your orders from StradaCarte;
to respond to questions, comments or concerns regarding StradaCarte;
to allow for more meaningful and useful marketing initiatives;
to collect your Personal Information in aggregate form to develop consumer profiles, perform sales analysis and identify marketing opportunities and strategies;
to enhance your experience;
to collect opinions and comments in regard to StradaCarte’s operations;
to recruit for positions at StradaCarte;
to maintain legal and regulatory compliance;
to investigate legal claims;
to protect against fraud and/or funds or asset loss;
to administer StradaCarte websites, Services and any StradaCarte software applications;
to ensure network and information security;
such purposes for which StradaCarte may obtain consent for other uses from time to time; and
such other uses as may be permitted or required by applicable law.
6. To whom do we provide your Personal Information?
We identify to whom, and for what purposes, we disclose your Personal Information, at the time we collect such information from you and obtain your consent to such disclosure.
For example, we may transfer your Personal Information to third party service providers with whom we have a contractual agreement that includes appropriate privacy standards, where such third parties are assisting us with the Purposes – such as service providers that provide telephone support, data storage, or processing.
In addition, we may send Personal Information outside of the country for the purposes set out above, including for process and storage by service providers in connection with such purposes. However, you should note that to the extent that any Personal Information is out of the country, it is subject to the laws of the country in which it is held, and may be subject to disclosure to the governments, courts or law enforcement or regulatory agencies of such other country, pursuant to the laws of such country.
7. When and how do we obtain your consent?
We generally obtain your consent prior to collecting, and in any case, prior to using or disclosing your Personal Information for any purpose. The form of consent that we seek, including whether it is express or implied, will largely depend on the sensitivity of the personal information and the reasonable expectations you might have in the circumstances.
8. How do we ensure the privacy of your Personal Information when dealing with our affiliates and other third parties?
We ensure that all affiliates and other third parties that are engaged to perform services on our behalf and are provided with Personal Information are contractually required to observe the intent of this Privacy Statement and our privacy practices.
9. How long will we utilize, disclose or retain your Personal Information?
We may keep a record of your Personal Information, correspondence or comments, in a file specific to you. We will utilize, disclose or retain your Personal Information for as long as necessary to fulfill the purposes for which that Personal Information was collected and as permitted or required by law.
10. How can you review your Personal Information that we have collected, utilized or disclosed?
If you make a written request to review any Personal Information about you that we have collected, utilized or disclosed, we will provide you with any such Personal Information to the extent required by law. We will make such Personal Information available to you in a form that is generally understandable, and will explain any abbreviations or codes.
In addition, you can review and edit information saved in your account settings and verification profile at any time by logging in to your account.
11. How do you know that the Personal Information we have on you is accurate?
We will ensure that your Personal Information is kept as accurate, complete and up to date as possible. We will not routinely update your Personal Information, unless such a process is necessary. We expect you, from time to time, to supply us with written updates to your Personal Information, when required.
12. What if the Personal Information we have on you is inaccurate?
At any time, you can challenge the accuracy or completeness of your Personal Information in our records. If you successfully demonstrate that your Personal Information in our records is inaccurate or incomplete, we will amend the Personal Information as required. Where appropriate, we will transmit the amended information to third parties having access to your Personal Information.
13. How fast will we respond to your written requests?
We will attempt to respond to each of your written requests not later than thirty (30) days after receipt of such requests. We will advise you in writing if we cannot meet your requests within this time limit. You have the right to make a complaint to the federal Privacy Commissioner in respect of this time limit.
14. Are there any costs to you for requesting information about your Personal Information or our privacy practices?
We will not charge any costs for you to access your Personal Information in our records or to access our privacy practices without first providing you with an estimate of the approximate costs, if any.
15. How do we know that it is really you requesting your Personal Information?
We may request that you provide sufficient identification to permit access to the existence, use or disclosure of your Personal Information. Any such identifying information shall be used only for this purpose.
16. What safeguards have we implemented to protect your Personal Information?
We have implemented physical, organizational, contractual and technological security measures to protect your Personal Information from loss or theft, unauthorized access, disclosure, copying, use or modification. The only employees who are granted access to your Personal Information are those with a business ‘need to know’ or whose duties reasonably require such information.
17. How do you contact us regarding access to your Personal Information or our privacy practices?
All comments, questions, concerns or complaints regarding your Personal Information or our privacy practices, should be forwarded to our Chief Privacy Officer as follows:
By email privacy@StradaCartecreditcardcom
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