Prepaid programs. Built for your model.
Closed-loop or open-loop, single-use or reloadable. Launch branded or white-label prepaid programs that match how your business moves money.
Two models. Pick the one that fits.
The first decision is where the card can be used.
Cards spend only within defined merchants or networks. Lower regulatory overhead and faster to launch.
What teams actually build with us.
Gift & rewards
Branded cards redeemable across your merchant network or storefront.
Payroll & contractor pay
Pay employees or contractors instantly to a card instead of bank transfers.
Employee benefits
Cards with spend controls for wellness, commuting, or lifestyle programs.
Marketplace seller payouts
Pay sellers, hosts, or creators on demand instead of batch cycles.
Incentive & rebate cards
Reloadable or single-use cards for promotions, refunds, or rewards.
Float & operating cards
Pre-funded cards for operational spend such as travel or procurement.
Money in. Cards loaded. Spend tracked.
Every program follows a consistent funding architecture.
Wire, ACH, or stablecoin from your treasury or user wallet.
Pre-funded balance backing every card in your program.
Funds allocated to individual cards in real time.
Transactions approved based on your rules before settlement.
Four decisions. Every program.
Network
Defines where the card can be used and regulatory scope.
Funding model
Single-load or reloadable depending on your use case.
Branding
Fully branded or white-label program experience.
Distribution
Direct-to-user, bulk distribution, or instant issue.
Things teams ask before launching.
Launch your prepaid program.
Go live with flexible funding, controls, and global card distribution.
Or email info@stradacarte.com to talk to our team.