Stradacarte
Products / Tokenization

Tokenization. Tap to pay, day one.

Push virtual and physical cards directly into Apple Pay and Google Pay through our in-app provisioning SDK. Cardholders never see a number. They just tap.

9:41Wallet
Apple Wallet
StradacarteDebit
•••• 4 8 8 2
A. Rossi
VISA
Adding card…
Verifying with issuer
The basics

Your card number, replaced by a token.

Tokenization replaces the real card number (PAN) with a network-issued token tied to a specific device or merchant. The token is useless if intercepted, cannot be reused on another device, and can be revoked instantly.

Without tokenization
With tokenization
Real PAN stored on device
Network token stored on device
Same number across every merchant
Unique token per device or merchant
Lost device = card replacement
Lost device = revoke token, keep card
Breach exposes the actual card
Breach exposes a useless token
  • Network-issued

    Tokens are minted by Visa or Mastercard directly, not by us, not by you.

  • Device-bound

    A token provisioned to one phone won't work on another, even if extracted.

  • Revocable

    Suspend or destroy a token without affecting the underlying card or other tokens linked to it.

Provisioning flow

From SDK call to wallet, in one tap.

Your App
Tap to provision
01
Cardholder taps "Add to Apple Pay"

Inside your app, your cardholder hits the add-to-wallet button you've integrated via our SDK.

Provisioning
Visa Token
Network → Issuer
02
Stradacarte requests a token from Visa or Mastercard

We coordinate with the network and issuing bank. The PAN never leaves our vault.

Apple Wallet
Stradacarte
•••• 4 8 8 2
Ready to tap
03
Token is provisioned to Apple Wallet and ready to use

Cardholder completes setup and can pay immediately. Typical time is under 10 seconds.

Wallets & devices

Every wallet your cardholders actually use.

Wallet
Devices
Provisioning method
Apple Pay
iPhone, Apple Watch, iPad, Mac
In-app via PNO, manual via Apple Wallet
Google Pay
Android phones, Wear OS, Chromebooks
In-app via TSP, manual via Google Wallet
Samsung Pay
Samsung Galaxy devices
Manual via Samsung Wallet
Click to Pay
Any browser
Network-tokenized, no app required

Support for Apple Pay, Google Pay, Samsung Pay, and network tokenization across web and mobile.

Custom wallet integrations available on request, including regional wallets in supported markets.

Why it matters

Tokenization is now the default for modern card programs.

60%+
of in-store card transactions

Tokenized payments now represent the majority of in-person card usage in supported markets.

Up to 26%
lower fraud rates

Network data shows tokenized transactions consistently outperform PAN-based payments on fraud loss.

1-tap
authorization

No CVV. No card number entry. Tokens authorize using biometric authentication.

For developers

One SDK. All major wallets.

Integrate once across iOS, Android, and React Native. We handle tokenization, provisioning, and network coordination.

iOS (Swift)
pod 'StradacarteWallet'

Native Apple Pay PNO integration. Single-line provisioning call.

Android (Kotlin)
implementation 'com.stradacarte:wallet:latest'

Native Google Pay TSP integration. Background provisioning supported.

React Native
npm install @stradacarte/wallet

Cross-platform bridge. Same API, both wallets.

Security

Sensitive card data never leaves our PCI-DSS Level 1 vault.

Devices receive network-issued tokens only. Your systems never handle PAN data, reducing scope and risk.

Ready to put your cards in every wallet?

Or email info@stradacarte.com to integrate the SDK.